online payday loans debt consolidation

Loans for Bad Credit…Help!?
I need to get an emergency loan…fast!
My credit isn’t that bad (my credit score is 623), but I can’t get a personal loan from my bank. They said that they would only give me an auto loan, which I don’t need. I don’t want to get any more payday loans. I’m told that not in debt enough to declare bankruptcy, but I can’t get caught up on bills.
I’ve also been told that I should not get debt consolidation, as that might make your credit worse. If I could get just enough to get caught up on bills (utilities, medical) I should be alright–I only need about $2,000.
Is there some service on somewhere online that provides some kind of loan to suit my needs? Help…any (serious) advice would be very much appreciated!
If they service your area these are good and BBB approved
http://www.debtreliefprogram.esuperfind.com?id=hra0tt16koo9
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